Como é que o podemos ajudar?

Know Your Business (KYB) verification is a company's Anti-Money Laundering (AML) compliance requirement. Know Your Business (KYB) generally requires a company to perform suitable due diligence by collecting & analyzing a range of data and information on the businesses with which they are associated. KYB verification measures are key components of Anti-Money Laundering (AML) and Combating the Financing of Terrorism (CFT) regulations.

TransFi's KYB process ensures AML compliance through thorough data collection, verification, and reporting.

Elementos-chave:

Diligência devida padrão (SDD):

Individuals: Verifies identity using government-issued IDs and proof of address.

Corporates: Requires registration documents, shareholder certificates, proof of address, EIN/TIN, and IDs for major owners.

Verification: Confirms document authenticity with regulatory sources.

Diligência devida reforçada (EDD):

Clientes de alto risco: Assinala os clientes de maior risco (por exemplo, pessoas politicamente expostas, serviços de custódia de criptomoedas).

Additional Verification: Requests further documents to assess AML risks.

Investigação: Realiza as investigações necessárias para clientes de alto risco.

This process ensures secure and compliant transactions for all users.

‍

Company Registration/Incorporation certificate

Shareholder Certificates (for those owning >25%)

Certificate of Incumbency

Memorandum of Association (MOA) & Articles of Association (AOA)

Official address or Principal business address proof

EIN/TIN

ID documents for natural persons owning >25% and any controlling persons

Diligência devida reforçada (EDD):

TransFi flags higher-risk customers (e.g., politically exposed persons, custodial crypto services) and requests additional documents and verification.

High-risk customers are identified based on business activities, including but not limited to:

Custodial crypto/digital assets services

Other non-custodial crypto/digital assets services

Money services/payments/other financial services

Serviços de jogos de azar

Qualquer cliente com um beneficiário efetivo politicamente exposto

For high-risk customers, additional documents may be required, such as:

Proof of source of funds

Relevant licenses

AML/KYC policies

If necessary, TransFi will conduct investigations to ensure compliance with AML regulations

‍